Vera Oliveira | Framingham Real Estate, Marlborough Real Estate, Natick Real Estate



165 Cottage Street, Chelsea, MA 02150

Rental

$2,350
Price

5
Rooms
2
Beds
2
Baths
Beautiful & Sunny 2 bds/ 2 baths condo located on the 5th floor of highly desirable Mill Creek condominium complex . This unit offers large rooms, fully applianced kitchen, in unit washer & dryer, walk out private balcony with city line views, parking, storage & much more. The amenities include in-ground pool, gym. Convenient access to Logan Airport, public transportation, shops and major routes. The unit is a gated community with on-sight management.
Open House
Sunday
November 17 at 1:00 PM to 2:30 PM
Cannot make the Open Houses?
Location: 165 Cottage Street, Chelsea, MA 02150    Get Directions

Similar Properties




165 Cottage Street, Chelsea, MA 02150

Rental

$2,350
Price

5
Rooms
2
Beds
2
Baths
Beautiful & Sunny 2 bds/ 2 baths condo located on the 5th floor of highly desirable Mill Creek condominium complex . This unit offers large rooms, fully applianced kitchen, in unit washer & dryer, walk out private balcony with city line views, parking, storage & much more. The amenities include in-ground pool, gym. Convenient access to Logan Airport, public transportation, shops and major routes. The unit is a gated community with on-sight management.
Open House
Sunday
November 17 at 1:00 PM to 2:30 PM
Cannot make the Open Houses?
Location: 165 Cottage Street, Chelsea, MA 02150    Get Directions

Similar Properties



Filling out a mortgage application may prove to be a long, arduous process, particularly for those who are buying a house for the first time. Lucky for you, we're here to help you dot the I's and cross the T's on your mortgage application to ensure you can quickly and effortlessly acquire your dream house.

Now, let's take a look at three tips to help you prepare your mortgage application.

1. Be Diligent

A mortgage application may appear daunting at first. The application may include several pages of questions, and you may have only a limited amount of time to finalize your submission.

When it comes to completing a mortgage application, it generally pays to be diligent. If you answer each mortgage application question to the best of your ability, you likely will have no trouble moving forward with your home purchase.

2. Avoid Guessing

If you're uncertain about how to respond to certain mortgage application questions, there is no need to guess. Instead, search for the information that you need to provide a comprehensive response. This will help reduce the risk of encountering potential problems down the line that otherwise could slow down your home acquisition.

Remember, guessing on a mortgage application probably won't do you or your lender any favors. But if you allocate the necessary time and resources to understand mortgage application questions and provide thoughtful responses, you can minimize the risk of application errors.

3. Ask Questions

Completing a mortgage application sometimes can be tricky. Fortunately, a lender employs mortgage specialists who are happy to respond to your application concerns or questions at any time.

If you're unsure about information that is requested on a mortgage application, don't hesitate to reach out to a lender's mortgage specialists for help. These specialists possess extensive mortgage expertise and can help you complete a mortgage application.

Furthermore, mortgage specialists can offer insights into a wide array of mortgage options. These specialists can explain the differences between fixed- and adjustable-rate mortgages and enable you to select the right mortgage option based on your financial situation.

As you prepare to buy a house, you may want to consult with a real estate agent as well. In fact, with a real estate agent at your side, you can seamlessly navigate the homebuying process.

A real estate agent understands exactly what it takes to acquire a house, regardless of the finances at your disposal. This housing market professional can set up home showings, help you submit offers on houses and ensure you can purchase a residence that matches or exceeds your expectations. And if you need help getting a mortgage, a real estate agent may even be able to connect you with the top lenders in your city or town.

Ready to move forward in the homebuying journey? Use the aforementioned tips, and you can finalize a mortgage application and secure the financing that you need to acquire your ideal residence.



165 Cottage Street, Chelsea, MA 02150

Rental

$2,500
Price

5
Rooms
2
Beds
2
Baths
Beautiful & Sunny 2 bds/ 2 baths condo located on the 5th floor of highly desirable Mill Creek condominium complex . This unit offers large rooms, fully applianced kitchen, in unit washer & dryer, walk out private balcony with city line views, parking, storage & much more. The amenities include in-ground pool, gym. Convenient access to Logan Airport, public transportation, shops and major routes. The unit is a gated community with on-sight management.
Open House
No scheduled Open Houses

Similar Properties



As incredible the act of purchasing a home is, many buyers end up regretting their purchase. There’s a variety of reasons for this. It all comes down to being ill-informed about buying a home and the type of home needed for the most liable situation. Read on to find out some of the biggest regrets home buyers face and how to avoid them. 


Buying Too Small Of A Home


The most prominent regret that many buyers face is not buying a larger property. Many people want to live in a specific location or type of home that they overlook the size altogether. One reason that people end up buying a home that’s the wrong size is that they rush to find a property in a particular area. If you branch out on your search, you’ll have a better shot at finding the right size home. The area might not matter as much as the space you’re living in, s keep that in mind. 


Not Doing Your Research


People tend to skip out on the research phase of buying a home. It’s critical that buyers understand things like mortgage rates, fees, credit reports, how much needs to be saved, and more. There are so many things that go into buying a home that you could easily miss out on something if you don’t know what you’re in for ahead of time.


Not Saving Enough


Your home will be one of the largest purchases you make in your entire life. There is a lot more to the cost than just the monthly mortgage payment. You’ll need a lot of money upfront when you buy a home including a downpayment along with other closing costs and fees. Plus, you’ll need to set some money aside for any repairs or replacements you need to do in the home once you move in. It’s also a good idea to have an emergency fund available just in case. Life happens, and you don’t want your savings to be depleted because you bought a house. 


Keep in mind that the bigger of a downpayment you make, the better off you’ll be. Even if you can buy a home with a low downpayment, you want to put down as much as possible. A higher downpayment will keep your mortgage payments lower, get you a better rate, and you may even be able to avoid paying for PMI (private mortgage insurance.) Aim to save a 20 percent down payment for the most optimal mortgage situation.